Insurance
Insurance
Its that dreaded time again and my insurance is due soon.
Which insurance companies would anyone recomend? best deals at the moment?
Looking to get the right price especially as I now have two to think about.
Which insurance companies would anyone recomend? best deals at the moment?
Looking to get the right price especially as I now have two to think about.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven
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- Posts: 102
- Joined: Tue Jun 07, 2011 11:05 pm
- Location: Oxfordshire or Lincolnshire (depending on if I can get a weekend off)
Re: Insurance
I habitually go with Noble - not necessarily the cheapest, but they do it right when the worst happens and you have to make a claim.
Re: Insurance
Looked at Noble last time, got put off by the price.
The problem with Merlins is all these carbon mast breakages, the insurance companies just decide the ali one is as likely to break.
Not fair on any classic owner I reckon, especially as classic owners are generally more carefull than the plastic owners.
The problem with Merlins is all these carbon mast breakages, the insurance companies just decide the ali one is as likely to break.
Not fair on any classic owner I reckon, especially as classic owners are generally more carefull than the plastic owners.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven
Re: Insurance
Bishop Skinner (aka Bluefin) have always been the favourite Merlin insurer - some companies wouldn't even consider a Merlin a few years ago. If you've more than one boat they'll put them on the same policy and give a discount and also a discount for RYA membership. If you talk to them rather than go online you'll probably do better as you can explain that it's an old non-carbon boat.
(Half Cut and What a Lark Removals Ltd)
Re: Insurance
I'll have to look, sledgehammer is completely ali and will stay that way.
Seventh heaven may end up with a carbon mast for merlin meets.
Multiboat discount sounds like a good idea to me.
Seventh heaven may end up with a carbon mast for merlin meets.
Multiboat discount sounds like a good idea to me.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven
Re: Insurance
Definitely talk to them, otherwise your classic will get lumped in with all the other out and out racing machines. I am with Noble who are always excellent, let me have a multiboat policy and assess each boat on its merits, not by class statistics.
The Peril
Agamemnon
Lovely little Cadet
OK 1954
Xena Warrior Princess
Finn 469
Laser 2
Wayfarer World
Agamemnon
Lovely little Cadet
OK 1954
Xena Warrior Princess
Finn 469
Laser 2
Wayfarer World
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- Posts: 1650
- Joined: Thu Sep 16, 2004 10:44 pm
- Location: Devon
Re: Insurance
Go with Bishop and Skinner nearly all the Finns insure with them.
Cheers Al
Cheers Al
Re: Insurance
The insurance on my two old Merlins was halved when I talked to Bishop Skinner (now Bluefin). The premiums had gone through the roof when the modern (and in some cases not so modern) carbonised Merlins started to claim against their very breakable carbon masts. I explained that I had no carbon, never would get one on the boats and the quote became sensible. I thought this was very sensible.
Re: Insurance
Will give blue fin a call tomorrow. Has anyone ever used towergate and mardon?
Craft insure seen to have the best price so far.
Craft insure seen to have the best price so far.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven
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- Posts: 94
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- Location: Emsworth, Hants; usually sail in Chichester Harbour
Re: Insurance
I have FB6 insured with Craftinsure at a reduced premium due to lower risk profile (no trapeze or spinnaker). They're very happy to chat things through and the premium has hardly changed over the years.
Chris Turner
Fireballs 6, 66 & 14463
Chris Turner
Fireballs 6, 66 & 14463
Re: Insurance
Both GP's with Craft insure despite reduced rate for Association member its daylight thievery. Insure a 130mph motorcycle for less. Rip off.
Probably paying about £1 an hour in insurance, Rip off.
Kev
Probably paying about £1 an hour in insurance, Rip off.
Kev
Re: Insurance
I've recently stopped using Noble and started using GJW, as on the front of the Y&Y site. Whether this is wise I'll only find out after a claim, as Noble are very good, but with 8 boats to insure, the cost was too much.
Rupert
Re: Insurance
Craft insure wont even consider a reduction for the ali rig. Towergate and Mardon have a good price but I dont know what they would be like after a claim. No multiboat either but they are cheaper with the 2 seperately than a combined with others.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven
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Re: Insurance
I have used Towergate and Mardon for my Merlin. But I have never had to claim from them.
I orignially found them as they were recommended on the RYA website.
cheers
I orignially found them as they were recommended on the RYA website.
cheers
Steve Hawkins
1967 National 12 2383 "Sparkle"
1967 National 12 2383 "Sparkle"
Re: Insurance
So if they were recomended by the RYA then I would how that they will be alright should I ever have to claim.
Still not managed to get better than them insuring two boats seperately than others combined.
Still not managed to get better than them insuring two boats seperately than others combined.
Luke
MR3296 Seventh Heaven
MR3296 Seventh Heaven